tag:blogger.com,1999:blog-235433516644980443.post5149173995632766449..comments2024-03-27T05:08:10.195-04:00Comments on Jeff For Banks: Diseconomies of ScaleJeff Marsicohttp://www.blogger.com/profile/12153599647481141591noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-235433516644980443.post-59903310157421694142010-08-02T12:05:21.529-04:002010-08-02T12:05:21.529-04:00Hi Morriss,
If you searched by efficiency ratios,...Hi Morriss,<br /><br />If you searched by efficiency ratios, there are plenty of smaller financial institutions that rank pretty high. My favorite: Bank of the Wichitas, $120MM in assets has a YTD efficiency ratio of 55%.<br /><br />I should note that the very large financial institutions have a very low Net Op. Exp./AA because they have significant fee-based businesses that make up 50% or more of their revenue stream, driving that ratio down.<br /><br />JeffJeff Marsicohttps://www.blogger.com/profile/12153599647481141591noreply@blogger.comtag:blogger.com,1999:blog-235433516644980443.post-90210575292506652972010-08-02T11:27:09.180-04:002010-08-02T11:27:09.180-04:00I recently made a comment on analyst Ron Shevlin&#...I recently made a comment on analyst Ron Shevlin's <a href="http://marketingteaparty.com/2010/07/08/marketings-dominant-logic/" rel="nofollow">Marketing Tea Party blog</a> that was along these lines.... glad to see you have some numbers to back it up. The "right" size and the "right" growth rate are unique to each institution.<br /><br />-Morriss Partee, EverythingCU.comAnonymousnoreply@blogger.com