Jeff For Banks

A blog designed to provide an outlet for Jeff's and other unvarnished opinions on community financial institutions. Sometimes serious, other times not, Jeff's opinions are his own and may not represent the opinions of his esteemed employer.

Saturday, August 22, 2026

Key Factor Why the USA Became the World's Super Economy? Banking.

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The Bank of North America came into being during the darkest years of the American Revolution. By 1781, Congress was nearly bankrupt, the Co...
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Saturday, July 18, 2026

3 Critical Assumptions Missing From Your Financial Institution's Strategic Plan

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As your institution kicks off its strategic planning cycle, navigating the noise of a turbulent geopolitical environment requires shifting a...
Tuesday, June 30, 2026

Guest Post:Financial Markets and Economic Update For Second Quarter 2Q26

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I start my newsletter on a sad note this quarter.   On June 22 nd , former Federal Reserve Chairman, Alan Greenspan, died at the age of 100....
Saturday, June 27, 2026

What Drives Bank Valuations?

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I've been researching what is driving bank stock valuations. It has been a subject that has lived rent free in my head for years. What I...
Thursday, June 11, 2026

How Banks Make Money: Culture. Not Kidding.

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I recently spoke at a banking conference with a session titled: Profit Drill Down-How Banks Make Money . Below is a summary of my comments. ...
Wednesday, May 27, 2026

Lessons Learned From Selling Your Bank

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I recently attended the 141st Texas Bankers Association annual convention in Dallas, and true to form, attended a few sessions that grabbed ...
Saturday, May 16, 2026

Memorial Day: 250 Years Later, Remember Captain Nathan Hale

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The story of Captain Nathan Hale is one of the most enduring legends of the American Revolutionary War. Not because of the resounding succes...
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About Me

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Jeff Marsico
Jeff started his banking career in the IT Department of a northeast regional bank in 1985. His banking experience includes IT, Trust, branch management, and merger integration. He has served as a consultant to the banking industry since 1997, specializing in strategy development, M&A, and profitability. He interrupted his banking career to serve in the U.S. Navy, the best Navy in the world, where he specialized in intelligence gathering against very bad people. He lives in Lancaster County, Pennsylvania with his wife and two children.
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