Jeff For Banks

A blog designed to provide an outlet for Jeff's and other unvarnished opinions on community financial institutions. Sometimes serious, other times not, Jeff's opinions are his own and may not represent the opinions of his esteemed employer.

Sunday, December 21, 2025

Guest Post: Financial Markets and Economic Update Fourth Quarter 2025

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I had the best fourth quarter! I’ve always wanted to visit Europe’s Christmas Markets and finally did in late November to early December on...

Sunday, December 14, 2025

Banking's Top 5 Total Return to Shareholders: 2025 Edition

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There have been some humbling moments in Top 5 recognitions, with some award recipients failing and one voluntarily liquidating. Although we...

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Friday, December 05, 2025

Manage What You Measure: The Perverse Math of Banking

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The banking industry is often plagued by misplaced priorities, with resources misdirected in personnel, technology, products, and marketing ...

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Sunday, November 30, 2025

I Asked Grok to Analyze My X Posts. Here's What It Said...

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Overview of @JeffMarsico's Persona (August-November 2025) Expanding on the recent analysis, reviewing ~140 posts from August 30 to Novem...

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About Me

Jeff Marsico: Jeff started his banking career in the IT Department of a northeast regional bank in 1985. His banking experience includes IT, Trust, branch management, and merger integration. He has served as a consultant to the banking industry since 1997, specializing in strategy development, M&A, and profitability. He interrupted his banking career to serve in the U.S. Navy, the best Navy in the world, where he specialized in intelligence gathering against very bad people. He lives in Lancaster County, Pennsylvania with his wife and two children.

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