Jeff For Banks

A blog designed to provide an outlet for Jeff's and other unvarnished opinions on community financial institutions. Sometimes serious, other times not, Jeff's opinions are his own and may not represent the opinions of his esteemed employer.

Thursday, April 27, 2023

Bankers: What Problem Are You Trying to Solve?

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Finovate Spring 2023 is coming up in late May and the social medial buildup is palpable. Industry pundits in the know about everything finan...
Monday, March 27, 2023

Calculating a Bank's Uninsured Deposits

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The critical fact contributing to the Silicon Valley Bank and Signature Bank's demise was the level of uninsured deposits at each instit...
Sunday, March 05, 2023

Philadelphia Union's Jim Curtin is Wrong About Ted Lasso

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Ted Lasso is a fictious coach for a fictitious 2nd division English football (soccer) league. So why was the reigning U.S. soccer league (Ma...
Sunday, February 26, 2023

Bank Shareholder Liquidity Matters

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Annually 1,500 bankers and those that advise them gather in the Arizona desert for Bank Director's Acquire or Be Acquired (AOBA) confere...
Saturday, February 04, 2023

How Does ChatGPT Describe the Economy and Banking?

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At Bank Director's Acquire or Be Acquired conference , I had a sidebar conversation with a longtime friend and banking industry investme...
Thursday, January 26, 2023

The Difference Between a Community Bank and a Big Bank

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I recently spoke to a community group, and subsequently a community bank all-staff meeting regarding the definition of a community bank. The...
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Tuesday, December 27, 2022

Finovate Best of Show 5 Years Later

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Among bankers, there is anxiety. Anxiety from outsiders promoting newfangled technologies that must be adapted in order for their bank to be...
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About Me

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Jeff Marsico
Jeff started his banking career in the IT Department of a northeast regional bank in 1985. His banking experience includes IT, Trust, branch management, and merger integration. He has served as a consultant to the banking industry since 1997, specializing in strategy development, M&A, and profitability. He interrupted his banking career to serve in the U.S. Navy, the best Navy in the world, where he specialized in intelligence gathering against very bad people. He lives in Lancaster County, Pennsylvania with his wife and two children.
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